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Bad or Poor Credit cards are for people with a score
of 350 to 619, these credit card offers help you establish credit
when you have bad or no credit. Apply for the Poor Credit credit
card of your choice by completing our secure online applications. |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- As Seen in Stores Nationwide
- Extra User Cards – EXCLUSIVE OFFERING!
- FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
- FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
- FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
- Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
- Direct Deposit - Get Paid Fast
- Unlimited Purchase Transactions
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Secured Online Application |
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The All-Access® Visa® Prepaid Card, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
This card requires the cardholder to make payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by account-to-account transfers via... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- As Seen in Stores Nationwide
- Extra User Cards – EXCLUSIVE OFFERING!
- FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
- FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
- FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
- Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
- Direct Deposit - Get Paid Fast
- Pay Bills Online 24/7
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Secured Online Application |
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The All-Access® MasterCard® Prepaid Card, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
This card requires the cardholder to make payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by account-to-account transfers... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$99.95** |
Pre-Paid |
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- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit
- FREE Point of Sale Transactions
- FREE 24/7 Online Access
- FREE Live Customer Support
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Safer than Cash
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Secured Online Application |
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The Eufora™ Elite Credit Builder Prepaid MasterCard®, issued by BANKFIRST, is a stored value card designed for those who have fair, poor, bad, or no credit history and would like to rebuild their credit, as well as have the chance to earn income for referrals.
Not often do prepaid cards offer benefits; however, the Eufora™ Elite Credit Builder Prepaid MasterCard® offers a unique income opportunity for cardholders. Each time a cardholder refers a new applicant to the... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
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Secured Online Application |
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The Wired Plastic™ Prepaid Visa® Card, issued by BANKFIRST, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card.
There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- $0 ACTIVATION FEE - No Conditions!
- 100% Guaranteed Approval - No Credit Check
- FREE - Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- FREE Account Alerts - Email and/or SMS Text Messages
- NO Late Fees, NO Interest Fees, NO NSF Fees
- No Annual Fees! NO Monthly Fee with Direct Deposit
- $10,000 Balance Limit-Load at Retail Locations Nationwide
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Secured Online Application |
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The Bank Freedom(SM) Prepaid MasterCard®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
This card requires the cardholder to make payments in advance, which are then used to offset future purchases made with the card. The card can be loaded by adding cash using a MoneyPak® at an authorized retailer, card to prepaid card (within the Bank Freedom program), Paypal to prepaid card, checking account to card... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
15.99% |
$29 |
Secured |
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- Credit Lines Available From $300 to $10,000
- Set Your Own Credit Limit
- Build or Reestablish Your Credit
- Additional Details & Information
- Card issued by FIA Card Services, N.A.
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Secured Online Application |
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The Bank of America Secured Visa® Platinum Card issued by Bank of America, is designed for those with limited or poor credit who may have had difficulty in obtaining a standard unsecured credit card.
There is an annual fee of $29, which is average for a secured card.
Although the APR applied to purchases is average for a secured card, this card does not charge an application fee or a transaction fee for purchases, which are favorable benefits.
Most often, secured credit... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
19.5% |
$59 |
Secured |
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- No Credit Check
- Approved Regardless of Credit History
- Total Credit Limit Up To $10,000*
- Reports to All 3 Bureaus
- Get Cash at Over 740,000 ATMs
- Emergency Cash Transfers
- Auto Rental Insurance
- $100,000 Travel Accident Insurance
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Secured Online Application |
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The New Millennium Bank Secured Gold Visa® / MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card.
Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases.
Although the APR... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Credit Check or Income Verification Required
- No Chexsystem Check
- No Minimal Balance Required!
- Phone and On-line Account Access
- Shop and Pay Bills On-line!
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Secured Online Application |
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The Millennium Advantage Pre-Paid MasterCard®, issued by New Millennium Bank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
This card requires the cardholder to make payments in advance, which are then used to offset future purchases made with the card. The card can be loaded by account-to-account transfers via the Internet, through payments sent by mail, or at load stations from authorized load partners. There is a $1 fee... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
APR Varies* |
$35** |
Secured |
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- Initial Credit Limit Up To $1,000
- Low Annual Fees
- Competitive APRs
- Periodic Credit Limit Increase Review
- Complimentary Online Services for Account Management and Payment
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Secured Online Application |
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The Orchard Bank MasterCard® Secured, issued by HSBC Bank Nevada, N.A., is designed for those with a limited or poor credit history.
The major benefit of this card is the reasonable annual fee of $35, which is waived for the first year. The APR for purchases is average for a secured card. In addition, cardholders can take advantage of a 0% introductory rate on purchases for six months.
Unlike most secured credit cards, this card provides additional services and benefits... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
19.5% |
$59 |
Secured |
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- Get Approved for Up To $10,000 in Secured Credit with No Credit Check
- Free Companion Airfare
- Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
- Guaranteed Issue
- Credit Amount Equals the Deposit
- Complimentary Online Services for Account Management and Payments
- Be Approved Regardless of Income or Credit History
- Reports to the 3 Major Credit Bureaus
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Secured Online Application |
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The New Millennium Bank Secured Platinum Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card.
Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. Perhaps the best... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
19.50% |
$150 |
Poor Credit |
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- The Power of an Unsecured Visa
- Reports to Major Credit Bureaus
- Cash Advance Access
- Rebuild Poor Credit
- Credit Limit Increases For Accounts in Good Standing*
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Secured Online Application |
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The Salute® Visa® Gold Credit Card is a good card for people who are trying to rebuild their credit. The card comes with an introductory limit of $300, but cardholders have the opportunity to increase their limits over time if the account is kept in good standing and certain preconditions are met.*
The card offer is tiered, which means if applicants are not approved for the $300 limit, they may be approved for a card with a $70 limit.
The interest rate for the $300 card is... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
19.5% |
$59 |
Secured |
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- No Credit Check
- Approved Regardless of Credit History
- Total Credit Limit Up to $10,000
- Reports to All 3 Bureaus
- Get Cash at Over 740,000 ATM's
- Emergency Cash Transfers
- Auto Rental
- $100,000 Travel Accident Insurance
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Secured Online Application |
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The New Millennium Bank Secured Black Diamond Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card.
Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. Perhaps the best... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
19.92% |
$48 |
Poor Credit |
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- $300 Starting and $2,000 Maximum Credit Limit
- Fast Online Response
- No Fee $75 Credit Limit Increases
- Monthly Reporting to TransUnion and Equifax
- Free Online Account Access
- Free Online Payments
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Secured Online Application |
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The Rewards 660 Visa® Card, issued by Dakota State Bank, is a credit card designed for those with poor credit who would like an unsecured credit card.
The main benefit of this unsecured credit card is that it reports to the TransUnion and Equifax credit bureaus. This is a rare opportunity for those with poor credit who would otherwise only qualify for secured or prepaid cards, which often do not report to credit bureaus or charge fees to report to credit bureaus.
The annual fee... |
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