One from American Express®
Intro Rate
Regular APR
Annual FEE
CardType
None
$35**
Reward - Cash
Credit Card Rating
Apply
  • Get $50 after Your First Purchase
  • No Pre-Set Spending Limit
  • Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
  • Never Pay Interest on New Purchases
  • The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
  • No Annual Fee for the First Year - A $35 Savings
  • Express Approval. Get a Decision in less than 60 Seconds
 Secured Online Application
One from American Express® is designed for those with good or excellent credit who plan to take advantage of the unique Savings Accelerator Plan.

Through the Savings Accelerator Plan, cardholders earn a cash rebate of 1% on all eligible purchases. The rebates are deposited into an FDIC-insured, high-yield savings account in the cardholder's name with a special rate of 2.75% APY (variable rate as of 4/15/2008). Plus, $50 will be deposited into the savings account after the cardholder makes their first purchase.

Aside from the cash rebates, this card provides benefits and services commonly found with American Express® credit cards, such as auto rental insurance, a purchase protection plan, and up to $100,000 in travel accident insurance.

This card has an annual fee of $35 that is waived the first year, and the APR for purchases is reasonable for a reward card.

Therefore, those who plan to take advantage of the Savings Accelerator Plan rebate program and the various standard services will benefit most from what the One from American Express® has to offer.



Last Updated:
2008-08-19 00:00:00
Important Notes: The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. The APR for purchases and balance transfers varies according to the applicant\'s credit history and may range from 11.24% to 13.24%. The card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.