Discover® More(SM) Card
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
$0
Reward - Cash
Credit Card Rating
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  • 5% to 20% Cashback BonusŪ at Top Online Retailers*
  • Up to 1% Unlimited Cashback BonusŪ on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback BonusŪ Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View DiscoverŪ Card Rates, Fees, Rewards, and Other Important Information
 Secured Online Application
The Discover® More(SM) Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.

Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically.

As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.

The card has no annual fee and features an attractive 0% introductory APR on purchases and balance transfers for six months. The APR for this card is reasonable for those who qualify.

Aside from the reward program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers.

Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More(SM) Card has to offer.

*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.




Last Updated:
2009-05-15 00:00:00
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.