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IberiaBank Visa® Classic Card |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
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$0 |
Regular |
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- Variable Rates as Low as Prime - 1%
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- 25 Day Grace Period
- Online Access to Credit Card Information
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Secured Online Application |
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The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.
Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.
The card has no annual fee and offers a 0% introductory rate that can be applied towards balance transfers for the first six months. Once the introductory rate expires, the card offers a very low interest rate for all transactions. This is a rare benefit, considering that the rate for cash advances is generally much higher than that of purchases.
Therefore, those who are looking for a low rate credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.
Last Updated:
2008-08-19 00:00:00 |
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Important Notes:
The APR for purchases and balance transfers varies according to the applicant\'s credit history and will be -1.00%, 0.00%, or 1.00% + Prime Rate.
The APR for cash advances varies according to the applicant\'s credit history and will be 0.00%, 1.00%, or 2.00% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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