Home Advantage™ MasterCard® from Bank of America
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
$0
Reward - Finance
Credit Card Rating
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  • 0% Intro Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles
  • Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants
  • Redeem Your Points for Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates
  • Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage
  • No Limit to The Number of Points You Can Earn Each Year
  • Absolute Fraud Protection Against Unauthorized Use, Online and Offline
  • Access to The MyConcierge(SM) Service, a Unique Personal Assistance Service
  • Secure Online Account Access and Electronic Bill Payment Service
 Secured Online Application
The Home Advantage™ MasterCard® from Bank of America, issued by FIA Card Services, N.A., is designed for those with excellent credit who would like to earn a variety of rewards, including payments toward their mortgage principal.

Through the reward program, cardholders earn one point per dollar spent on all qualifying purchases. Cardholders will also earn double points on purchases at home improvement stores including Lowe's®, The Home Depot®, and Best Buy® for the first twelve months. There is no limit to the number of points that may be earned, but points will expire after five years. Points are redeemable for various travel rewards, merchandise, gift certificates, and cash.

Cardholders can also redeem points for payments to their mortgage provider. For every 5,000 points earned, $50 will be applied towards the mortgage principal, providing cardholders with the opportunity to reduce interest costs over the life of their loan.

In addition to the reward program, the card also offers common cardholder benefits, such as online account access, fraud protection, and access to a personal concierge service.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate on purchases (for those who qualify). It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.

Therefore, those who will qualify for the lowest rate offered, will take advantage of the introductory rate, and would like to participate in the reward program will benefit most from what the
Home Advantage™ MasterCard® from Bank of America has to offer.






Last Updated:
2008-08-19 00:00:00
Important Notes: This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant\'s credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.