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Good Credit cards are for people with a credit score of 660 to 748. If you have good credit than you have the privilege to
choose from a large variety of great credit card offers. Apply for the Good
Credit credit card of your choice by completing our secure online applications. |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.99% / 15.99% |
$0 |
Reward - Sports |
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- *Earn RacePoints(SM) Every Time You Make a Purchase§
- *Redeem Points for Exclusive NASCAR® Experiences and Collectibles
- *No Annual Fee
- *Free Online Account Access
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to show their support for NASCAR and plan to take advantage of the rewards program.
Through the reward program, cardholders receive one point for every dollar spent on the card. Points are redeemable for unique NASCAR® licensed collectibles, including autographed items, die cast cars, driver jackets, on-track driving experiences,... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
As low as Prime + 2.99% |
$0 |
Business |
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- Option to Enroll in the Membership Rewards Express® Program Fee-Free
- There's No Limit to the Number of Points You Can Earn
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- 0% APR for the First 12 Months
- No Annual Fee
- No Annual Fee for Additional Cards
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Secured Online Application |
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The Platinum Business Credit Card, issued by American Express®, is an ideal card for business owners with good credit who prefer to manage all business-related expenses on one credit card and plan to carry a revolving balance.
The card has a reasonable interest rate for those who qualify, providing a low cost option for paying business expenses over time. The card also offers a 0% introductory rate for twelve months on purchases and a fixed 4.99% introductory rate for the life of the... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.99% / 15.99% |
$0 |
Reward - Hotel |
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- Earn 2 Points for Every $1 in Purchases
- Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
- Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
- No Annual Fee
- 24-Hour Online Access
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The Wyndham Rewards MasterCard(SM), issued by FIA Card Services, N.A., is designed for those with very good credit who are Wyndham Rewards(SM) members or plan to become a Wyndham Rewards(SM) member and would like to earn additional points from their everyday purchases.
Through the reward program, cardholders earn two points per dollar spent on purchases, and they earn 13 points per dollar spent on qualifying hotel stays (ten points through their Wyndham Rewards(SM) membership and an... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
3.99% |
10.99% |
$0 |
Reward - Cash |
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- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- Free Payment by Phone or Online-Even on Your Payment Due Date
- Choose a Payment due Date That Meets Your Needs
- No Annual Fee
- Online Account Access
- Online Bill Payment
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Secured Online Application |
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The Discover® Motiva(SM) Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases.
Through the reward program, cardholders earn a 5% to 20% Cashback Bonus at top retailers through Discover's exclusive online shopping site, and they get up to a 1% Cashback Bonus on all other purchases.
There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
1.90% |
9.99% |
$0 |
Reward - Cash |
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- 1% Cash Back on Virtually All Purchases
- No Annual Fee
- No Annual Fee and a Low Competitive 9.99% Annual Percentage Rate (APR)
- Low 9.99% APR for Retail Purchases†
- Credit Line may be as High as $250,000
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
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Secured Online Application |
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The Total Merrill(SM) Cash Back Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who plan to take advantage of the cash reward program offered through Merrill Lynch.
Through the reward program, cardholders earn one cash back reward credit for every dollar spent on all purchases. Cardholders have the option of receiving a cash reward check or having reward credits automatically deposited into a Merrill Lynch Cash Management Account®... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.99% / 15.99% |
$0 |
Reward - Other |
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- 1 EarthSmart Point for Every $1 Net Retail
- 1,000 EarthSmart Bonus Points with First Transaction
- 1,000 EarthSmart Bonus Points for Signing up for Paperless Statements
- For Every Two Base Points Earned Through December 2008, Bank of America Will Make a Matching Contribution of One Additional Point
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Secured Online Application |
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The Brighter Planet™ Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to support an organization dedicated to monitoring and protecting the environment and will take advantage of the EarthSmart™ reward program.
Through the reward program, cardholders earn one EarthSmart™ point for every dollar spent on all purchases. Points are automatically redeemed to help fund renewable energy projects.
Cardholders... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.99% / 15.99% |
$0 |
Reward - Other |
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- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *No Annual Fee
- *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates and More§
- *100% Fraud Protection
- *Online Account Access and Points Management
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The Bank of America WorldPoints™ Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to take advantage of the reward program.
Through the reward program, cardholders earn one point for every dollar spent on all qualifying purchases. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates, and more. There is no limit to the number of points that may be earned per... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
5.99% |
$0 |
Reward - Cash |
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- 1% Cash Back on Everything You Buy From Day One
- No limit on Cash Back; No Expiration for the Life of Your Account
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- No Minimum to Redeem for Cash
- No Annual Membership Fee
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Secured Online Application |
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The IberiaBank Visa® Gold Cash Back Rewards Card, issued by Pulaski Bank, is designed for those with good credit who would like to take advantage of the cash reward program.
Through the rewards program, cardholders earn a 1% cash rebate per dollar spent on all purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account.
The card has no annual fee and the interest rate for purchases is very low for a reward card... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
5.99% |
$0 |
Reward - Travel |
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- No Annual Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- Earn 1 Bonus Point for Every $1 in Net Retail Purchases and Redeem Your Points for Hotel Rooms, Gourmet Dinners, Travel, and More
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Secured Online Application |
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The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered.
Through the rewards program, cardholders earn one point per dollar spent on all purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program.
There is no annual fee and the interest rate for... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.99% / 15.99% |
$0 |
Reward - Other |
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- Earn 1 Point for Every Net Retail Purchase Dollar
- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to take advantage of the reward program.
Through the reward program, cardholders earn one point for every dollar spent on all qualifying purchases. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates, and more. There is no limit to the number of points that... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
As low as Prime + 0% |
$0 |
Business |
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- Earn 5% Cash Back on Office Supplies and Wireless Services
- Earn 3% Cash Back on Automobile Gas Purchases of Up to $12,000 Per Year; 1% Thereafter
- Earn 1% Cash Back on Virtually All Other Purchases
- No Limits to The Cash Back You Can Earn
- Cash Back is Automatically Credited to the Statement Each Month
- 0% Introductory APR for Up to 12 Months
- No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
- Additional Cards Have No Annual Fee
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Secured Online Application |
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The SimplyCash® Business Card from American Express is designed for those with very good credit and who plan to take advantage of the cash back reward program.
Cardholders have access to the cash back reward program for no additional fee. Through the reward program, cardholders earn a 4% rebate on office supplies and wireless servcies (certain restrictions apply), a 3% rebate on automobile gas, and they earn a 1% rebate on all other purchases. Rebates are automatically credited to the... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.9% / 15.99% |
$0 |
Reward - Sports |
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- Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
- Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service
- Absolute Fraud Protection Against Unauthorized Use, Online and Offline
- No Annual Fee
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for boating fans with very good credit who want to participate in the WorldPoints® rewards program.
Through the WorldPoints® rewards program, cardholders earn one point for every dollar they spend on the card. Points are redeemable for cash, travel, merchandise, gift certificates, and more. Points will expire five years after they are earned.
The card has no... |
|
Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.99% / 15.99% |
$0 |
Reward - Sports |
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- *Get the Card That's a Hit with Baseball Fans!
- *Get an Official MLB™ Licensed Jersey after Your First Qualifying Transaction(s) Using Your MLB™ Extra Bases™ Credit Card§
- *Earn 1 Point for Every Net Retail Dollar Spent Redeemable for MLB™ Autographed Memorabilia, Once-in-a-Lifetime MLB™ Experiences, Cash Rewards and Travel with No Blackout Dates§§
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *No Annual Fee
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The Major League Baseball® Extra Bases™ Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to show their support for their favorite MLB team and plan to take advantage of the rewards program.
Through the reward program, cardholders receive one point for every dollar spent on the card. Points are redeemable for a variety of MLB team experiences, collectibles, merchandise, cash, and travel. There is no limit to the amount of points... |
|
Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.99% / 15.99% |
$0 |
Reward - Sports |
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- *Reward Yourself with a $50 NFLshop.com Gift Card after Your First Qualifying Transaction(s) Using Your NFL Extra Points™ Visa® Credit Card§
- *No Annual Fee
- *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for NFL Merchandise, Tickets, and VIP Passes to NFL Experiences§§
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *100% Fraud Protection
- *Online Account Access and Points Management
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The NFL Extra Points™ Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for NFL fans with good credit who plan to take advantage of the reward program that is offered.
Through the reward program, cardholders earn one point per dollar spent on all qualifying purchases. Points are redeemable for a variety of NFL team experiences, collectibles, and merchandise. Points expire after five years.
In addition to the reward program, the card also offers... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.9% / 15.99% |
$0 |
Reward - Sports |
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- *Help Conservation Efforts - With Each Card Purchase, Bass Pro Shops and the National Fish and Wildlife Foundation Will Make a Contribution to Help Conservation Efforts, with a Guaranteed Yearly Contribution as High as $1.5 Million, at No Additional Cost to You
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *No Annual Fee
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with good credit who shop frequently at Bass Pro Shops.
Through the reward program, cardholders earn a 1% rebate per dollar spent on general purchases, a 2% rebate per dollar spent on non-Bass Pro Shops merchandise, and a 4% rebate on Bass Pro Shops branded merchandise. Rewards are redeemable for future Bass Pro Shops purchases. There is no limit to the... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
1.90% |
9.99% |
$0 |
Reward - Travel |
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- No Annual Fee
- Introductory Fixed 1.9% APR on Balance Transfers and Cash Advance Checks for the First 12 Billing Cycles
- Low 9.99% APR
- Credit Line May Be as High as $250,000
- Earn 1 Point for Every $1 Spent
- Extraordinary Benefits such as Companion Airline Tickets and Upgrades, Airport Lounge Access, and 24/7 Concierge
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Secured Online Application |
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The MERRILL+® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who plan to take advantage of the reward program offered through Merrill Lynch.
Through the reward program, cardholders earn one point for every dollar spent on all purchases and double points when purchasing a Merrill Cruise. There is no limit to the number of points that may be earned, and points expire in five years. Points are redeemable for air travel, car rentals, hotel stays,... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
As low as 9.99% |
$0 |
Reward - Other |
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- 0% APR on Purchases for Up to 15 Months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the Life of the Balance
- Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
- Membership Rewards Express® Program
- Express Approval. Get a Decision in Less Than 60 Seconds
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Secured Online Application |
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Blue from American Express® is an ideal credit card for those with good credit who already have an established credit history and are looking for a card with access to a reward program.
Various American Express® services and benefits are provided with this card, such as purchase protection, auto rental insurance, a year-end financial statement, and various travel and emergency assistance services.
Cardholders also have access to Blue's Membership Rewards Express®... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
2.90% |
14.99% |
$0 |
Reward - Hotel |
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- Earn Up to 50,000 HHonors® Bonus Points When You Get the Card
- No Annual Fee
- Receive 5 HHonors Bonus Points for Each Dollar Spent at Hilton Family Hotels Including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and More and For Eligible Purchases at Supermarkets, Drugstores, Gas Stations, and More
- Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
- No Blackout Dates
- Express Approval. Get a Decision in Less Than 60 Seconds
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Secured Online Application |
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The Hilton HHonors® Platinum Credit Card from American Express is designed for those with very good credit who frequently stay at Hilton Hotels.
Through the reward program, cardholders earn three points for every dollar spent on the card for general purchases (a rare benefit, as most reward programs only offer one point per dollar spent for general purchases) and five points for every dollar spent at Hilton Hotels, grocery stores, drugstores, gas stations, restaurants, the U.S Postal... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.9% / 15.99% |
$0 |
Reward - Other |
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- *Earn Double Points for Purchases at Participating Merchants§§§§
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *Earn 1 Point for $1 in Net Retail Purchase(s)§
- *Get 800 Bonus Points after Your First Qualifying Retail Purchase(s)§§
- *No Annual Fee
- *Fly on Major U.S. Airlines with No Blackout Dates
- *Avis® Car Rental Discounts and Special Offers
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The Elite Rewards® World MasterCard® Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who want the opportunity to earn a variety of rewards.
Through the reward program, cardholders earn one point per dollar spent on general purchases and double points per dollar spent at participating merchants. In addition, 500 bonus points are awarded after the first purchase. There is a limit of 90,000 points that may be earned per year (7,500 per billing... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.99% / 15.99% |
$0 |
Reward - Sports |
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- Earn WorldPoints With Every Retail Purchase You Make With The Card.
- No Annual Fee
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers Through Your First Twelve Billing Cycles.
- Zero Liability For Unauthorized Card Use.
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to show support for Ducks Unlimited while taking advantage of the WorldPoints® Rewards Program.
Through the WorldPoints® Rewards Program, cardholders earn one point per dollar spent on all qualifying purchases. There is no limit to the number of points that may be earned, but points will expire after five years. Points... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
8.00% |
$0 |
Regular |
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- Low Rate
- No Annual Fee
- 0% Balance Transfers
- 8.00% APR
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Secured Online Application |
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The Pulaski Bank Gold Visa® Card, issued by Pulaski Bank, is designed for those with good credit who are looking for a very low cost credit card.
The best feature of this credit card is the reasonably low fixed interest rate offered at 8.00% for all transactions; it offers a very low cost option to those who plan to carry a revolving balance. It is important to note that the rate for purchases and cash advances is the same, which is a rare benefit, considering that the APR for cash... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
14.99% |
$0 |
Reward - Finance |
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- *Earn One Point for Every Dollar Spent in Net Retail Purchases§
- *Points Can Be Redeemed as a Deposit into Your Eligible Fidelity Account; or Redeem Your Points for Travel, Merchandise and More§
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *No Annual Fee
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The Fidelity Investments Rewards Visa Signature® Card with WorldPoints™ Rewards, issued by FIA Card Services, N.A., is designed for those with good credit who would like to earn cash deposits into their Fidelity Account and other rewards.
Through the WorldPoints® Reward program, cardholders earn one point for every dollar spent on net retail purchases. Each time the cardholder earns 5,000 points, they can convert them to a $75 payment deposit into an eligible Fidelity... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.9% / 15.99% |
$0 |
Regular |
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- For Every New Account That is Opened and Every Purchase Made With the Card, Bank of America Will Make a Contribution to the Rainbow Endowment - at no Additional Cost to You! The Rainbow Endowment is a Grant Making Organization that Funds the GLBT Community
- Earn 1 Point for Every Net Retail Dollar and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
- No Annual Fee
- Online Account Access, Get Up-To-The-Minute Account Information, Schedule Payments Online, Review Statements and Much More
- Card Issued by FIA Card Services, N.A.
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Secured Online Application |
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The Rainbow Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to support gay and lesbian rights and participate in the WorldPoints® reward program.
Through the reward program, cardholders earn one point for every dollar spent on all purchases. There is no limit to the number of points that may be earned, but points do expire in five years. Points are redeemable for air travel, car rentals, hotel stays,... |
|
Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% |
$0 |
Reward - Cash |
|
|
|
- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
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Secured Online Application |
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Discover's Discover® More(SM) Card – Clear is fitting for those with very good credit who want a cash reward credit card.
Through this card's reward program, cardholders are able to earn a 5% Cashback Bonus in categories such as travel, gas, restaurants, movies, and more. Up to 1% can also be earned on general purchases and .25% for purchases made at select warehouse clubs and discount stores.
The way rebates can be earned is quite simple. Those who spend up to $1,500 on... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% |
$0 |
Reward - Gas |
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|
|
- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
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Secured Online Application |
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The Discover® Open Road(SM) Card, issued by Discover, is designed for those with very good credit who would like to earn cash rewards on gas and auto maintenance expenses.
Through the reward program, cardholders earn a full 5% in cash rebates for gas and auto maintenance purchases, up to 1% for general purchases, and .25% for purchases made at select warehouse clubs and discount stores.
Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$95** |
Business |
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|
|
- Receive 5,000 Bonus Points on Your First Purchase
- No Pre-Set Spending Limit* or Finance Charges
- Earn One Membership Rewards® Point for Virtually Every Dollar You Spend with No Limits and No Expiration Dates
- Save 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz®, and More
- Redeem Points for Top-Tier Rewards Including Travel, Merchandise, Office Equipment, and Gift Cards for You or Your Employees
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