null

Fair Credit cards are for people with a credit score of 620 to 659, these credit cards help you improve your credit score and build a credit history. Apply for the Fair Credit credit card of your choice by completing our secure online applications.
Showing a total of 13 credit card offers for Fair Credit.
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
8.90%
$39
Regular
Credit Card Rating
Apply
  • Smart Choice if You Carry a Balance Long-Term
  • Pay Down Balances Faster with a Low APR
  • 0% on Purchases until December 2008 - After that, a Variable APR, Currently 8.9%
  • Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital OneŽ Saving Zone(SM) on Yahoo! Shopping
  • *See Capital OneŽ Important Disclosures for More Information.
Secured Online Application
The Capital One® Platinum - Visa® card is designed for those who have a limited credit history and plan to take advantage of the common platinum benefits.

The best feature of this card is the low interest rate on purchases and balance transfers, plus it has a $39 annual fee. There is also a 0% APR on purchases until December 2008. This card provides common benefits and services including extended warranties for purchases and no liability for unauthorized purchases. Cardholders are...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
0.00%
8.90%
$39
Regular
Credit Card Rating
Apply
  • Smart Choice if You Carry a Balance Long-Term
  • Pay Down Balances Faster with a Low APR
  • 0% on Purchases until December 2008 - After that, a Variable APR, currently 8.9%
  • Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital OneŽ Saving Zone(SM) on Yahoo! Shopping
  • *See Capital OneŽ Important Disclosures for More Information.
Secured Online Application
The Capital One® Platinum card is designed for those who have a limited credit history and plan to take advantage of the common platinum benefits.

The best feature of this card is the low interest rate on purchases and balance transfers, plus it has a $39 annual fee. There is also a 0% APR on purchases until December 2008. This card provides common benefits and services including extended warranties for purchases and no liability for unauthorized purchases. Cardholders are also eligible...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
0.00%
16.90%
$29
Student
Credit Card Rating
Apply
  • If You Have a Limited Credit History or Past Credit Problems, This Cash Rewards Card is for You
  • 25% Annual Bonus on the Cash You Earn During the Year
  • 1% Cash Back on Purchases You Make from Day One
  • No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
  • 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 16.9%
  • *See Capital OneŽ Important Disclosures for More Information
Secured Online Application
The Capital One® No Hassle Cash(SM) Rewards for Students is for students with an average or limited credit history who are looking to take advantage of the cash reward program.

Through the reward program, cardholders earn a full 1% cash back on all purchases, and a 25% bonus on all cash earned in the previous year. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
0.00%
14.90%
$39**
Poor Credit
Credit Card Rating
Apply
  • Enjoy the Prestige of Platinum with No Up Front Fees
  • Premium Platinum Benefits Including Purchase Protection
  • Reports to All 3 Credit Bureaus Monthly
  • Free Online 24-Hour Account Access and Bill Pay
  • Periodic Credit Limit Increases
Secured Online Application
The Orchard Bank Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card.

This card can help those with a limited credit history, but there are several factors that should be considered before applying.

The annual fee is dependent on the applicant's credit history and will range from $39 to $59, which is...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
0.00%
16.90%
$29
Reward - Gas
Credit Card Rating
Apply
  • 5 Points Per Dollar Spent at Gas Stations, Major Grocery and Drug Stores
  • 1 Point Per Purchase Everywhere Else
  • No Limit on Points Earned and They Don't Expire for the Life of Your Account
  • 0% on Purchases Until December 2008. After that, Variable APR, Currently 16.9%
  • *See Capital OneŽ Important Disclosures for More Information
Secured Online Application
The Capital One® No Hassle Points(SM) Rewards card is a great rewards card for those with an average or limited credit history.

Through the reward program, cardholders will earn five points per dollar spent at gas stations, major grocery and drug stores, and they earn one point per dollar spent on all other purchases. Points are redeemable for merchandise, cash, travel, and gift cards. There is no limit to the amount of points that can be earned, and points don't expire.

This...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
None
16.90%
$19
Regular
Credit Card Rating
Apply
  • Put Away the Worry of Increasing Interest Rates
  • 16.9% Fixed on Purchases for 3 Years
  • Fixed Rate Won't Increase for Three Years - No Matter What
  • No Cash Advance Fee
  • Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital OneŽ Saving Zone(SM) on Yahoo! Shopping
  • *See Capital OneŽ Important Disclosures for More Information
Secured Online Application
The Capital One® Platinum Max(SM) card is ideal for those with an average or limited credit history who want the security of having a fixed interest rate.

This card has an above average interest rate (for those with a limited credit history), and this interest rate on both purchases and balance transfers will remain fixed for three years, no matter what. This card also has a low annual fee of only $19.

This card provides common platinum benefits such as lost or stolen card services,...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
0.00%
16.90%
$29
Reward - Cash
Credit Card Rating
Apply
  • 25% Annual Bonus on the Cash You Earn
  • 1% Cash Back on Every Purchase
  • 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 16.9%
  • No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
  • Redeem Cash Whenever You Want
  • *See Capital OneŽ Important Disclosures for More Information
Secured Online Application
The Capital One® No Hassle Cash(SM) Rewards card is a credit card designed for those who have a limited credit history and are looking to earn cash rewards.

Through the reward program, cardholders earn a full 1% cash back on purchases, and they earn a 25% bonus on all cash earned in the previous year. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash.

This card has an annual fee of $29 and an average...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
0.00%
14.90%
$19
Regular
Credit Card Rating
Apply
  • A Competitive APR with a Lower Annual Fee
  • 0% on Purchases Until December 2008. After that, Variable APR, Currently 14.9%
  • Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital OneŽ Saving Zone(SM) on Yahoo! Shopping
  • Platinum Benefits Including Extended Warranties, Travel Accident Insurance and 24 Hour Roadside Assistance
  • *See Capital OneŽ Important Disclosures for More Information
Secured Online Application
The Capital One® Classic Platinum - Visa® card is an excellent option for those with an average or limited credit history.

This card offers a 0% introductory rate on purchases until December 2008, and the interest rate is reasonable thereafter. Plus, the annual fee is only $19.

This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
1.99%
12.99%
$0
Regular
Credit Card Rating
Apply
  • FREE Rewards Program Designed for Hard-Working Union Members
  • Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card
  • Earn 1 Point for Every Dollar Spent Anywhere
  • Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores
  • NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full*
  • 1.99% Introductory APR on New Purchases*
  • All Calls Answered in the United States
  • No Annual Fee and No Liability for Unauthorized Use
Secured Online Application
The Union Plus MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or limited credit history who are members of one of the AFL-CIO Unions (non-members are not eligible to apply for the card).

The card, as the name suggests, is designed for members of an AFL-CIO Union. The benefits offered to union members are "Strike Payment Protection" (allows members to skip payments for up to three consecutive months while the union is on a union-sanctioned strike or...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
0.00%
14.90%
$19
Regular
Credit Card Rating
Apply
  • A Competitive APR with a Lower Annual Fee
  • 0% on Purchases Until December 2008. After that, Variable APR, Currently 14.9%
  • Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital OneŽ Saving Zone(SM) on Yahoo! Shopping
  • Platinum Benefits Including Extended Warranties, Travel Accident Insurance and 24 Hour Roadside Assistance
  • *See Capital OneŽ Important Disclosures For More Information
Secured Online Application
The Capital One® Classic Platinum card is an excellent option for those with a limited credit history.

This card offers a 0% introductory rate on purchases until December 2008, and the interest rate is reasonable thereafter. Plus, the annual fee is only $19.

This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
0.00%
19.80%
$0
Student
Credit Card Rating
Apply
  • If You Have a Limited Credit History and are Starting to Establish a Credit Foundation, this Card Can Grow While Providing Great Benefits
  • 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 19.8%
  • No Annual Fee or Balance Transfer Fees
  • A Manageable Credit Line to Help Control Your Finances
  • $0 Fraud Liability if Your Card Gets Lost or Stolen
  • Online Account Services
  • *See Capital OneŽ Important Disclosures for More Information
Secured Online Application
The Capital One® Standard Platinum Card for Students is for those students with an average or limited credit history who are not looking for any rewards.

Although there are no rewards, this card provides platinum benefits and services including 24/7 customer support, extended warranties for purchases, and $0 fraud liability. Cardholders will also be eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
0.00%
APR Varies*
$49
Poor Credit
Credit Card Rating
Apply
  • Receive MasterCardŽ Privileges and Benefits
  • Reports to All 3 Credit Bureaus Monthly
  • Free Online 24-Hour Account Access and Bill Pay
  • Periodic Credit Limit Increases
Secured Online Application
The Orchard Bank Classic MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card.

Although the card can help those with a limited credit history, it does have several costly factors that should be considered before applying.

The interest rate is average for this type of card. The annual fee and the application fee are...
Read more...

Intro Rate
Regular APR
Annual FEE
CardType
0.00%
16.99%
$0
Student
Credit Card Rating
Apply
  • More Ways to Earn More Cash than Anyone Else(SM)*
  • Unlimited Cash Rewards, Automatically
  • Up to 20% Cashback BonusŽ When You Shop Online*
  • Double Rewards with More than 100 Cashback Bonus Partners*
  • Customer Service in Less than a Minute, Anytime You Want
  • *View DiscoverŽ Card Rates, Fees, Rewards and Other Important Information
Secured Online Application
The Discover® Student Card - Tropical Beach, issued by Discover, is designed for those with an average or limited credit history who are looking for a cash reward credit card.

Through the reward program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Plus, cardholders earn up to 1% for general purchases.

Those who spend up to $1,500 on general purchases will receive a .25% rebate,...
Read more...