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Bad or Poor Credit cards are for those with less than perfect credit, these credit card offers help you establish credit when you have none, and then later when you have earned a history of good and prompt payment practices you could apply for another credit card with a lower APR. It's a second chance for those with bad credit to re-establish a better credit rating.
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
14.99% or 19.99%, or 7.99% for secured cards |
$29-$59* |
Poor Credit |
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- Reports to 3 Major Credit Bureaus Monthly Providing You the Opportunity to Rebuild Your Credit Score!
- Acceptance at Millions of Locations Including Website Purchases and Reservations
- Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
- Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment
- On-Call Customer Service Representatives to Assist You with Questions and Concerns
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Secured Online Application |
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Orchard Bank® Visa® Cards, issued by HSBC Bank Nevada, N.A., are a group of cards that offer applicants with a limited credit history the opportunity to establish better credit*. Applicants of this offer are eligible for any one of the following four cards, depending on their credit history.
The Orchard Bank® Platinum Visa® is ideal for applicants who want a credit card to help their credit history, but without the requirement of a security deposit. The annual fee depends... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
14.99% or 19.99%, or 7.99% for secured cards |
$29-$59* |
Poor Credit |
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- An Excellent Credit Card for Rebuilding Credit Scores; Reports to 3 Major Credit Bureaus Monthly!
- Acceptance at Millions of Locations Worldwide, Including Website Purchases and Reservations
- Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
- Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment
- On-Call Customer Service Representatives to Assist You with Questions or Concerns
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Secured Online Application |
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Orchard Bank Classic MasterCards, issued by HSBC Bank Nevada, N.A., are a group of cards that offer applicants with limited credit histories the opportunity to establish better credit*. Applicants of this offer are eligible for any one of the following four cards, depending on their credit history.
The Orchard Bank Platinum MasterCard® is ideal for applicants who want a credit card to help their credit history, but without the requirement of a security deposit. The annual fee depends on... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
0% |
$0* |
Poor Credit |
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Secured Online Application |
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The Horizon Gold Card is a completely unsecured credit card that does NOT require a credit check or an initial security deposit to get you started! You can use your Horizon Gold Card at www.thehorizonoutlet.com, an online superstore with all your favorite goods and brand names.
There is absolutely no credit check required to get your Horizon Gold Card. All you need is a debit or credit card open in your name, proof of identification, and a valid US street address! Once all these things are... |
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