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Bank of America Secured Visa® Card |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
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$29 |
Secured |
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- Credit Lines Available From $300 to $10,000
- Set Your Own Credit Limit
- Build or Reestablish Your Credit
- Additional Details & Information
- Card issued by FIA Card Services, N.A.
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Secured Online Application |
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The Bank of America Secured Visa® Card issued by Bank of America, is designed for those with limited or poor credit who may have had difficulty in obtaining a standard unsecured credit card.
There is an annual fee of $29, which is average for a secured card.
Although the APR applied to purchases is reasonably low for a secured card, this card does not charge an application fee or a transaction fee for purchases, which are favorable benefits.
Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, travel, and emergency assistance, and Total Security Protection®. it also has the option to receive convenience checks at no extra charge. Perhaps the best benefit is the 0% introductory rate for balance transfers, cash advances, and direct deposits. The card also offers access to the Photo Expressions®.
Therefore, those who can afford to pay in full each month (to avoid finance charges) and can afford the $300 minimum deposit will benefit most from what the Bank of America Secured Visa® Card has to offer.
Last Updated:
2008-08-19 00:00:00 |
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Important Notes:
Cardholders may qualify for an unsecured card at a later date, based on credit and payment history.
See website for complete terms and conditions of card usage and application disclosure.
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