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Looking to consolidate your high interest balances onto one card
with a 0% APR? Than you might want to consider one the offers below that
have a 0% interest rate. Apply for the 0% APR Interest Credit Card of
your choice by completing our secure online applications. |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
17.24%-22.24% Variable |
$0 |
Reward - Cash |
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- Earn a $25 statement credit with $500 in eligible spending
- No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
- Earn up to 5% cash back on eligible purchases at supermarkets, gas stations, drugstores, and more
- No limit on the cash back you can earn
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Secured Online Application |
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The Blue Cash Everyday℠ Card from American Express is an ideal cash rewards credit card that gives you flexibility to make your payments over time - all without any annual fee!
The Blue Cash Everyday℠ Card from American Express has several great incentives for new cardmembers: sign up today and you'll be eligible to earn a $100 cash back bonus when you spend $1,000 in the first 3 months of membership! Plus, you'll enjoy an introductory 0% APR for 12 months on purchases.
Card... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
12.24% - 19.24% Variable |
$0 |
Business |
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- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save up to 10% automatically on business expenses from FedEx, Hertz? and more with OPEN Savings?
- No annual membership fee
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Secured Online Application |
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The SimplyCash® Business Card from American Express OPEN is designed for those with very good credit and who plan to take advantage of the cash back reward program.
Cardholders have access to the cash back reward program for no additional fee. Through the reward program, cardholders earn a 5% rebate on office supplies and wireless services, a 3% rebate on automobile gas, and a 1% rebate on all other purchases. Rebates are automatically credited to the cardholder's statement each... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
13.24% - 19.24% Variable* |
$0 |
Business |
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- Cash back and more ways to get the rewards you really want
- $100 cash back after first purchase that's 10,000 bonus points*
- No dollar goes unrewarded
- No limit to the number of points you can earn - and points never expire
- When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as American Express? Membership Rewards? points*
- 0% Introductory APR*
- No annual fee*
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Secured Online Application |
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The Ink℠ Classic Business - Up to 25,000 Bonus Points credit card from Chase is designed exclusively for business owners. This business credit card offers cardholders greater purchasing power, higher level rewards, and premium business benefits.
The Ink℠ Classic Business - Up to 25,000 Bonus Points has a special offer for new cardholder accounts only: Earn up to 25,000 bonus points for your first purchase and initial spending! Earn 15,000 bonus points for your first purchase,... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
As low as 11.99% Variable |
$0 |
Reward - Cash |
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- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers
- 0% Intro APR for 6 months on purchases
- 5% Cash Back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 10% cash back when you shop online at select merchants through Chase
- No Annual Fee
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Secured Online Application |
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The Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.
Through the rewards program, cardholders earn 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months. It's free and easy to activate your bonus each quarter!
Up to 10% cash back at select... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% - 20.99% (V)* |
$0 |
Reward - Cash |
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- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months, then the Regular APR
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Secured Online Application |
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The Discover® Motiva Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases.
Start off with a 0% intro APR on purchases and balance transfers for 15 months. A low, variable APR applies thereafter, based on your credit worthiness and the prime rate.
Through the rewards program, cardholders earn a 5% to 20% Cashback Bonus® at top retailers through Discover's exclusive online... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
7.50%, 9.50% or 11.50% |
$35 |
Regular |
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- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
- Low Annual Fee of $35.00.
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Secured Online Application |
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The IberiaBank Visa® Select Card is a credit card that provides not only a low APR, but also a specially low introductory rate on balance transfers.
Cardholder's of this premier credit card enjoy either 0.00% or 7.50% APR for the first year of membership. Please note: which APR of this $35 per year annual card you're extended depends on your credit worthiness.
Balance transfers are also low - a 1.99% ultra-low APR is available to members if they commence a balance transfer to their... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
17.24%-22.24% Variable |
$0 |
Reward - Travel |
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- No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
- Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company
- Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase
- Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases
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Secured Online Application |
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The Blue Sky from American Express® is the ideal travel rewards credit card for anyone who wants to receive worthwhile travel perks on their frequent trips across the world. You'll have the freedom to redeem your travel rewards pretty much any way you choose - with any airline, car rental or hotel.
Get going on your next vacation knowing there is NO annual fee associated with the Blue Sky from American Express®. That means there is no once-a-year fee you'll be responsible for when... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% - 20.99% (V)* |
$0 |
Reward - Cash |
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- 0% intro APR on balance transfers for a full 18 months, then the Regular APR
- 0% intro APR on purchases for a full 12 months, then the Regular APR
- 5% Cashback Bonus? in seasonal categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
- This Card Only! Get 2% Cashback Bonus on all online purchases between January 1 through February 28, 2011. No caps. No limits.
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Secured Online Application |
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The Discover® More Card is the card that consumers who want to earn cashback are using more and more. What makes it so inviting is Discover's highly desirable rewards program and features.
New card members are treated to a 0% introductory APR for the first 15 months. This intro offer on purchases also extends to balance transfers. All of this comes in addition to the card having no annual fee.
Members of the card can earn cash rewards on all purchases. Cashback bonus rewards of .25%... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% - 20.99% (V)* |
$0 |
Reward - Cash |
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- Limited Time - 0% intro APR on balance transfers for a full 24 months, then the Regular APR
- Promotion only valid through February 28, 2011
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus? in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Secured Online Application |
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The Discover® More Card - 18 Month Promotional Balance Transfer offer is a cash rewards card designed for consumers with good credit. If you're looking for a cash rewards card that earns you Cashback bonuses on every purchase you make, the Discover® More Card might be for you.
This Discover® More Card - 18 Month Promotional Balance Transfer offer comes with an extremely attractive offer for NEW card customers only: 18-month 0% introductory APR on balance transfers! You'll... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% - 16.99% (V)* |
$60 |
Reward - Travel |
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- 25,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for the first 25 months
- 2 Miles per $1 on all purchases
- No limit on the Miles you earn and Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months then the regular APR
- Industry Leading Customer Service
- Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance
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Secured Online Application |
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The Escape by Discover® Card, is a travel rewards credit card that helps you flee the ordinary and supports you on your next trip! If earning travel miles quickly appeals to you, then this card should have your name on it!
Each month cardholders make a purchase they are rewarded with 1,000 miles...this "souvenir" for being a member continues for the first 25 months and has the potential of amassing up to 25,000 bonus miles. During this time, cardholders are also able to earn double... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.99% - 21.99% variable |
$0 |
Regular |
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Secured Online Application |
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The Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration credit card offer allows you to save on interest charges, take full advantage of a 0% Intro APR and pay no annual fee.
Spend $300 on qualifying transactions within the first three months of account opening and receive a $75 statement credit. These qualifying transactions can include purchases and balance transfers but excludes any cash advances.
You will receive a special 0% Introductory APR on purchases, good for... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% - 20.99% (V)* |
$0 |
Reward - Gas |
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- Free $75 Restaurant.com Gift Certificate with first purchase
- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 months, then the Regular APR
- 0% intro APR on purchases for 12 months, then the Regular APR
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Secured Online Application |
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The Discover® Open Road Card - $150 Restaurant.com Gift Certificate card offer puts extra cash in your pocket as you go down the road...literally. This gas rewards credit card is for the person who wants to earn cash rewards for gas and food purchases, as well as other expenses at stand-alone gas stations.
With your very first purchase, the rewards begin rolling in. Discover gives you a free $150 Restaurant.com gift certificate (good for use at over 15,000 restaurants across the... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% - 16.99% (V)* |
$0 |
Reward - Travel |
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- 12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months then the regular APR
- No Annual Fee, No Overlimit Fee, No Redemption Fee
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Secured Online Application |
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The Miles by Discover® Card is a travel rewards credit card that gives cardholders the opportunity to earn double miles and more. Benefit from a rewards miles program where you have the opportunity to earn up to $120 in travel rewards via 1,000 bonus miles each month you make a purchase for the first year!
Cardholders also receive double miles on up to $3,000 in travel and restaurant purchases, and one mile for every dollar spent on general purchases. Miles garnered can be redeemed for... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
As low as 9.99% Variable |
$0 |
Reward - Cash |
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Secured Online Application |
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The Chase Freedom® As Low As 9.99% APR credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.
This card offers a 0% introductory rate on purchases and balance transfers. You'll enjoy 0% APR on purchases for 6 months and 0% APR on balance transfers for 12 months.
Through the rewards program, cardholders earn 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
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Pre-Paid |
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Secured Online Application |
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- A card with benefits that matter to you
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit - Get paid up to 2 days faster, don`t stand in line or pay check cashing fees*
- Free Anytime Alerts™ - Get your balance and transactions via text or email*
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are...
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
15.24% variable |
$0 |
Reward - Cash |
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- No annual fee for Costco members
- 0% intro APR on purchases for six months
- Earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else
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Secured Online Application |
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The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program.
The cash rebate amount varies according to where the cardholder makes the purchase; 1% is earned on general purchases, 2% is earned for travel-related purchases, 2% is earned for restaurant purchases and 3% is earned on gasoline purchases up to $3,000 (1% thereafter). There is no limit to the amount of cash rebates... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.99% - 21.99% Variable |
$0 |
Regular |
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- Click "Apply Here" to apply online or learn more
- 0% Intro APR for up to 12 months
- Slate with BlueprintSM helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- Zero liability on unauthorized purchases
- No Annual Fee
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Secured Online Application |
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The Slate® from Chase MasterCard credit card provides one card for all of your purchasing needs. This card offers easy and flexible ways to pay down your balance faster.
Choose from four unique ways to repay your balance - Full Pay, Split, Finish It and Track It. Full Pay allows you to avoid paying interest on everyday items, such as groceries and gas, when you pay them in full each month. The items will be automatically separated on your billing statement. Split enables you to pay off... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.99% - 21.99% (Variable) |
$0 |
Regular |
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Secured Online Application |
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The Slate® from Chase - Limited Time: No Balance Transfer Fee credit card features no balance transfer fee for the first thirty days of account opening, a 0% Introductory APR for up to 12 months and no annual fee!
Transfer balances with high interest rates to the Slate® from Chase - Limited Time: No Balance Transfer Fee credit card and you won't have to pay any balance transfer fee when you transfer during the first thirty days of account opening. A reasonably low transfer fee... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
13.99%- 20.99 V |
$0 |
Student |
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Secured Online Application |
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The Discover® Student Card - $25 Cashback Bonus is a student Card, issued by Discover, which is specifically designed for college students. Students wanting a no annual fee card with 0% intro APR will want to sign up for this card which also gives them cashback on card purchases.
The card also gains the advantages of Discover's highly touted and sought after rewards program which garners 5% cashback for purchases in seasonal shopping selections. Students can browse popular categories... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
13.24% |
$0 |
Business |
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Secured Online Application |
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The Ink CashSM Business Card is a cash back rewards credit card issued by Chase that earns businesses significant cash back on office-related purchases. Expect the rewards to add up quickly, with a $250 cash back bonus when you spend $5,000 within your first three months of card membership.
Cardholders can regularly receive cash back in a number of ways. Earn 5% cash back on the first $25,000 spent annually on office supplies, cellular or landline phone... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
13.99%- 20.99 V |
$0 |
Student |
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- 0% Intro APR on purchases for 9 months.
- 5% Cashback Bonus? in categories that change like travel, department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus on everything else you buy.
- No Annual Fee
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Secured Online Application |
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The Discover® Student Card - Clear, issued by Discover, provides a Cashback Bonus® rewards program to cardholders.
Through the rewards program, students can earn a 5% Cashback Bonus for purchases made in popular categories that change four times a year like gas, restaurants, department stores and more.
In addition, cardholders earn up to 1% for general purchases. Those who spend up to $3,000 on general purchases will earn a .25% Cashback Bonus. After spending $3,000,... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
13.99%- 20.99 V |
None* |
Student |
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- 0% Intro APR on purchases for 9 months.
- 5% Cashback Bonus? in categories that change like travel, department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus on everything else you buy.
- No Annual Fee
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Secured Online Application |
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The Discover® Mix Tape Student Card, issued by Discover, earns an A+ for students wanting a credit card that gives them cashback on card purchases.
Students in search of a no hassle card with an excellent rewards program will be happy to know that the Discover® Mix Tape Student Cardcard garners 5% cashback for purchases in seasonal shopping selections.
Students can choose from popular categories like gas, restaurants, department stores and more.
Savings continue to roll in... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
13.99%- 20.99 V |
$0 |
Student |
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- 0% Intro APR on purchases for 9 months.
- 5% Cashback Bonus? in categories that change like travel, department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus on everything else you buy.
- No Annual Fee
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Secured Online Application |
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The Discover® Student Card is designed for the college student seeking a cash rewards credit card.
Via Discover's cashback bonus rewards program, cardholders earn a 5% cashback bonus in highly popular seasonally changing categories like gas, restaurants, department stores and others.
The reward bonuses continue based on your shopping. Cardholders who spend up to $3,000 on general purchases will earn a .25% cashback bonus. However, once you spend more than $3,000- cardmembers will... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% - 20.99% (V)* |
$0 |
Reward - Cash |
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Secured Online Application |
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The Discover® More Card - $150 Cashback Bonus with $1,000 in purchases in the first 90 Days is a cash rewards credit card that allows you to easily pay down outstanding balances and rewards you with cashback bonuses. The 0% 6 month introductory APR is followed by a low standard rate.
This particular Discover More Card offer gives you more back than other cards on the market. In addition to Discover's stellar rewards program and features- the card rewards you with an ZERO introductory... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
0% |
$0* |
Poor Credit |
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Secured Online Application |
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The Horizon Gold Card is a completely unsecured credit card that does NOT require a credit check or an initial security deposit to get you started! You can use your Horizon Gold Card at www.thehorizonoutlet.com, an online superstore with all your favorite goods and brand names.
There is absolutely no credit check required to get your Horizon Gold Card. All you need is a debit or credit card open in your name, proof of identification, and a valid US street address! Once all these things are... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
13.99%- 20.99 V |
$0 |
Student |
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- 0% Intro APR on purchases for 9 months.
- 5% Cashback Bonus? in categories that change like travel, department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus on everything else you buy.
- No Annual Fee
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Secured Online Application |
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The Discover® Student Card - Monogram Collection, is a top rated card with students who want Cashback rewards and the awesomeness of a personalized card.
As any diligent student will tell you- hitting the books and studying right away is a key to success. Well, the same principle applies to the Discover® Student Card - Monogram Collection. Cardholders immediately begin earning Cashback rewards that earn up to 1% unlimited Cashback bonus on nearly everything... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
13.99%- 20.99 V |
$0 |
Student |
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- 0% Intro APR on purchases for 9 months.
- 5% Cashback Bonus? in categories that change like travel, department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus on everything else you buy.
- No Annual Fee
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Secured Online Application |
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The Discover Student Card - Tropical Beach issued by Discover is an ideal student credit card because it comes with a cashback rewards program and boasts a 0% APR on purchases for 9 months.
As you begin to shop with your Discover Student Card - Tropical Beach you will immediately start earning cashback bonuses, ultimately reaching 1% unlimited cashback bonus on most purchases.
However, even more cashback bonus rewards can be earned. Cardholders can garner a 5% cashback bonus through a... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
13.99%- 20.99% V |
$0 |
Student |
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- 0% Intro APR on purchases for 9 months.
- Double Cashback Bonus? at any gas station and any restaurant.
- Up to 1% Unlimited Cashback Bonus on everything else you buy.
- No Annual Fee
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Secured Online Application |
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The Discover® Open Road Card for Students, puts you in the driver's seat with an excellent cashback rewards program. To begin- Discover offers students double (2x) cashback bonus rewards just for making purchases at gas stations and restaurants. However, the rewards continue to pick up speed with the more shopping you do.
For instance, with this 0% introductory APR card members who spend up to $3,000 on general purchases will earn a .25% cashback bonus. And once you spend more than... |
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