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Looking to consolidate your high interest balances onto one card
with a 0% APR? Than you might want to consider one the offers below that
have a 0% interest rate. Apply for the 0% APR Interest Credit Card of
your choice by completing our secure online applications. |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
17.24%-21.24% Variable |
$0 |
Reward - Cash |
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- Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
- No Annual Fee
- 0% APR for 6 Months on Purchases
- Express Approval. Get a Decision in Less Than 60 Seconds.
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Secured Online Application |
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Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back rewards program.
Cardholders get unlimited cash back savings on eligible purchases with the Blue Cash® from American Express card. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. General purchases earn up to a 1.25% rebate. "Everyday Purchases" made at drugstores, gas stations, and supermarkets... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
As low as 11.24% (V) |
$0 |
Business |
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- Cash back plus a million other redemption options
- No dollar goes unrewarded
- No caps and points never expire
- Unlimited rewards for you or your business
- When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
- No annual fee
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Secured Online Application |
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The Ink℠ with Ultimate Rewards℠ credit card from Chase is designed exclusively for business owners. This business credit card offers cardholders greater purchasing power, higher level rewards, and premium business benefits.
Ink℠ with Ultimate Rewards℠ offers global acceptance and flexible spending capacity that adjusts with your business needs. There is a 0% APR introductory offer on purchases and balance transfers for 6 months with a low interest rate thereafter,... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
17.24%-21.24% Variable |
$0 |
Reward - Travel |
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- 0% Intro APR for 6 Months on Purchases
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds
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Secured Online Application |
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The Blue Sky from American Express® is designed for those with very good credit and who plan to take advantage of the rewards program.
Through the reward program, cardholders receive one point for every dollar spent on all purchases. An unlimited amount of points can be earned, and points do not expire as long as the card is active and in good standing. Points can be redeemed for discounts on any flight, hotel, rental car, or cruise, without blackout dates or travel restrictions. Points... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% (V) |
$60 |
Reward - Travel |
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- 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
- Unlimited Double Miles on all purchases
- An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
- Flexible redemption options for travel, gift cards, or cash
- Enhanced travel benefits
- 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR
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Secured Online Application |
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The Escape by Discover® Card, issued by Discover, is a travel rewards card that is perfect for people who are interested in earning travel miles quickly.
The rewards program offers cardholders 1,000 miles for each month a purchase is made for the first 25 months of opening an account (for a total of 25,000 Bonus Miles*). At the same time, cardholders will have the flexibility of earning unlimited Double Miles on all of their personal and business purchases. Miles never expire and can be... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
7.50% |
$45 |
Regular |
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- Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information.
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Secured Online Application |
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The IberiaBank Visa® Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance.
This credit card offers an introductory rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on purchases, and a low introductory APR on balance transfers of 1.99% for the first 12 billing cycles. After the introductory period, the card offers a low, ongoing variable APR.
The IberiaBank Visa® Select Card is designed... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
12.99% - 22.99% (V) |
$0 |
Reward - Cash |
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- 0% Intro APR and No Annual Fee
- 5% cash back offers in popular categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else with no spending tiers
- Your cash back rewards never expire
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Secured Online Application |
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The Chase Freedom® Visa - $50 Bonus Cash Back credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.
This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual\'s application and credit history. The APR for purchases is 0% for 6 months, and the APR for balance transfers is 0% for 12 months.
Through the... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.99% - 20.99% (V)* |
$0 |
Reward - Cash |
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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus? in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Secured Online Application |
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The Discover® More Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.
Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically.
As an added bonus, cardholders can earn up to a double Cashback Bonus® when... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
10.99% (V) |
$0 |
Reward - Travel |
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- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchase
- Flexible redemption options for travel, gift cards, or cash
- 0% intro APR on balance transfers and purchases for 6 months
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Secured Online Application |
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The Miles by Discover® Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel rewards program.
Through the rewards program, cardholders earn double miles on up to $3,000 in travel and restaurant purchases and one mile for every dollar spent on general purchases. Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
12.99% - 22.99% (V) |
$0 |
Reward - Cash |
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- 0% Intro APR and No Annual Fee
- 5% cash back offers in popular categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else with no spending tiers
- Your cash back rewards never expire
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Secured Online Application |
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The Chase FreedomSM credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.
This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual\'s application and credit history. The APR for purchases is 0% for 6 months, and the APR for balance transfers is 0% for 12 months.
Through the... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
13.24%, 17.24%, 22.24% |
$0 |
Regular |
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- 0% intro APR for up to 12 months.
- No Annual Fee.
- New innovative card design.
- BlueprintSM free and customizable account features that help you avoid unnecessary interest and pay your balances down faster, providing unprecedented control over managing your card
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Secured Online Application |
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The SlateSM from Chase credit card provides one card for all of your purchasing needs. This card offers easy and flexible ways to pay down your balance faster.
Choose from four unique ways to repay your balance - Full Pay, Split, Finish It and Track It. Full Pay allows you to avoid paying interest on everyday items, such as groceries and gas, when you pay them in full each month. The items will be automatically separated on your billing statement. Split... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.99% - 20.99% (V)* |
$0 |
Reward - Gas |
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- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
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Secured Online Application |
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The Discover® Open Road Card, issued by Discover, is designed for those with very good credit who would like to earn cash rewards on gas and auto maintenance expenses.
Through the reward program, cardholders earn 2% Cashback Bonus automatically at any gas station and restaurant, and 1% for general purchases.
There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
As an added bonus,... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.99% - 20.99% (V)* |
$0 |
Reward - Cash |
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- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 9 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Secured Online Application |
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The Discover® More Card - Black, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.
Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically.
As an added bonus, cardholders can earn up to a double Cashback... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.99% - 20.99% (V)* |
$0 |
Reward - Cash |
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- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Secured Online Application |
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The Discover® More Card - $75 Cashback Bonus, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card that offers a $75 Cashback Bonus® after you make $500 in purchase within your first three months.
Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
15.24% variable |
$0 |
Reward - Cash |
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- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
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Secured Online Application |
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The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program.
The cash rebate amount varies according to where the cardholder makes the purchase; 1% is earned on general purchases, 2% is earned for travel-related purchases, and 3% is earned for restaurant and on gasoline purchases up to $3000 (1% thereafter). There is no limit to the amount of cash rebates that can be... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.24% |
$0 |
Secured |
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- Build Credit History - We Report to All 3 Major Credit Bureaus
- 0% APR on All Purchases for the First 6 Months
- No Annual Fees or Monthly Maintenance Fees
- No Credit Check
- No Checking Account Required
- Your Credit Is Not a Factor!
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Secured Online Application |
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The Public Savings Bank Classic Secured VISA Card, issued by Public Savings Bank, is ideal for those who are trying to improve their credit. This is because Public Savings Bank reports card activity to all three major credit bureaus every month.
Because the Public Savings Bank Classic Secured VISA Card is a secured credit card, all applications are accepted, regardless of past credit history, or a lack of credit history. A secured credit card is one that is secured with a deposit. The amount... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
as low as 13.99%* Variable |
$0 |
Student |
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- 5% Cashback Bonus* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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Secured Online Application |
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The Discover® Student Card, issued by Discover, is designed for students with very good credit who are looking for a cash rewards credit card.
Through the rewards program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year such as travel, gas, restaurants, movies, and more. In addition, cardholders earn up to 1% for general purchases.
Cardholders will earn a 1% unlimited Cashback Bonus on all purchases after their total annual... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
as low as 13.99%* Variable |
$0 |
Student |
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- 5% Cashback Bonus?* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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Secured Online Application |
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The Discover® Student Card - Clear, issued by Discover, provides a Cashback Bonus® rewards program to cardholders.
Through the rewards program, students can earn a 5% rebate for purchases made in categories that change four times a year such as travel, gas, restaurants, movies and more. In addition, cardholders earn up to 1% for general purchases.
Cardholders automatically earn 1% unlimited Cashback Bonus on purchases after the total annual purchases exceed $3000.... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
as low as 13.99%* Variable |
$0 |
Student |
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- 5% Cashback Bonus?* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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Secured Online Application |
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The Discover® Student Card - Monogram Collection, issued by Discover, provides a Cashback Bonus® reward program as well as a personalized card design that displays the cardholder's initial(s).
Through the reward program, students can earn a 5% rebate for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more. In addition, cardholders earn up to 1% for general purchases.
Those who spend up to $1,500 on general... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
as low as 13.99%* Variable |
None* |
Student |
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- Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
- 5% Cashback Bonus?* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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Secured Online Application |
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The Discover® Mix Tape Student Card, issued by Discover, is designed for students with very good credit who are looking for a cash rewards credit card.
Through the rewards program, you\'ll earn a 5% rebate for purchases made in popular categories like travel, gas, restaurants, movies, and more. You will also earn 5% to 20% Cashback Bonus? through Discover\'s exclusive online shopping site. Plus, enjoy up to 1% Unlimited Cashback Bonus? on all other purchases.
There is no yearly limit... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
as low as 13.99%* Variable |
$0 |
Student |
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- 5% Cashback Bonus?* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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Secured Online Application |
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The Discover® Student Card - Tropical Beach, issued by Discover, is designed for those with an average or limited credit history who are looking for a cash rewards credit card.
Through the rewards program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Plus, cardholders earn up to 1% for general purchases.
Cardholders will earn a 1% unlimited Cashback Bonus on all purchases... |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
as low as 13.99%* Variable |
$0 |
Student |
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- Double Cashback Bonus at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
- Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
- Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
- Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.
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Secured Online Application |
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The Discover® Open Road Card for Students, issued by Discover, is designed for students who would like to earn cash rewards for their gas and auto maintenance expenses.
Through the rewards program, students can earn a full 5% in cash rebates on your first $100 in gas and auto maintenance purchases each month for up to $1,200 each year. In addition, cardholders earn up to 1% for general purchases.
You will receive a 1% unlimited Cashback Bonus on all purchases after your total... |
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